Crypto Tax Blog

Guides that make crypto tax make sense.

Practical, jargon-free articles for freelancers and investors in the US & Canada. Updated for the 2026 tax year.

Canada

How Is Crypto Taxed in Canada in 2026?

The CRA's 50% capital gains inclusion rule, business vs. capital treatment, and exactly what to report.

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United States

Freelancer Crypto Tax Guide 2026 (US)

Paid in Bitcoin or USDC? How self-employment tax works and how to stay penalty-free.

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Planning

Quarterly Estimated Taxes for Crypto Income

The four IRS deadlines, how much to set aside, and the penalty trap that catches new freelancers.

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Basics

Crypto Capital Gains, Explained Simply

Short-term vs. long-term, cost basis, and the one-year rule that can cut your tax bill dramatically.

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DeFi

DeFi & Staking Tax: A 2026 Guide

Staking rewards, yield farming, liquidity pools, and airdrops — when each becomes taxable.

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Mistakes

7 Crypto Tax Mistakes That Trigger Audits

The common errors freelancers make — and how to avoid an unwanted letter from the IRS or CRA.

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Records

Crypto Record-Keeping for Freelancers

What to track, which tools help, and why good records are your best defense at tax time.

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Losses

Can You Write Off Crypto Losses?

Capital loss rules in the US and Canada, tax-loss harvesting, and the wash-sale question.

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Income

Getting Paid in Crypto: Tax Basics

Fair-market-value rules, what counts as income, and why the price on payment day matters.

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Tools

Tax Software vs. a Free Calculator

When a quick estimate is enough and when you actually need full crypto tax software.

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United Kingdom

Crypto Tax UK Guide 2026: HMRC Rules & CARF

HMRC's 18%/24% CGT rates, £3,000 annual allowance, Section 104 pooling, and the new CARF reporting from January 2026.

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Strategy

How to Avoid Crypto Tax Legally (2026)

Eight legal ways to reduce your crypto tax bill: long-term holding, loss harvesting, gifting, donations, timing, and more.

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Trading

Crypto-to-Crypto Trades: Why Every Swap Is Taxable

Swapping BTC for ETH triggers a taxable event in the US, Canada, and UK — even though no cash changes hands. Here is how it works.

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United States

Best Free Crypto Tax Calculator for USA Users 2026

The best free crypto tax calculators for US users — state tax, holding periods, SE tax, Form 1099-DA, and what every US calculator must handle in 2026.

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Ethereum

Ethereum Tax Calculator 2026: ETH Staking, Gas Fees & DeFi Guide

Complete ETH tax guide covering staking rewards (Rev. Rul. 2023-14), gas fees, liquid staking (stETH, cbETH), DEX swaps, The Merge, and worked examples.

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NFT

NFT Tax Guide 2026: The 28% Collectibles Rule Explained

Why buying an NFT with ETH is taxable, the look-through analysis, minting, royalties, creator vs investor rules, deducting losses, and the new 1099-DA marketplace reporting.

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Mining

Crypto Mining Taxes 2026: Hobby vs Business & Deductions

Rewards are income the day you receive them. The hobby vs business fork, electricity and Section 179 deductions, 15.3% self-employment tax, and the 30% tax rumor debunked.

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1099-DA

Form 1099-DA Explained: What the IRS Sees About Your Crypto

The new crypto reporting form — why it shows proceeds not profit, the zero cost basis trap, wallet address reporting, CP2000 notices, and what to do when yours arrives.

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Robinhood

Robinhood Crypto Taxes 2026: 1099-DA vs 1099-B

Stocks on 1099-B, crypto on 1099-DA — same account, different rules. The transferred-crypto basis trap, the January 14 deadline, wash-sale differences, and how to file.

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XRP

XRP (Ripple) Tax Guide 2026: How Is XRP Taxed?

Why XRP has no native staking, the SEC case's tax impact, XRPL DEX trading, airdrops, cost basis, and how to file Form 8949 — with worked examples.

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Crypto.com

Crypto.com Taxes 2026: Does Crypto.com Report to the IRS?

Yes — via 1099-DA, 1099-MISC, and 1099-B. App vs Exchange vs DeFi Wallet, Visa card cashback tax, CRO staking, and the cost basis trap explained.

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Guide

How to Calculate Crypto Taxes in 2026: Step-by-Step

The cost basis formula, FIFO vs LIFO vs HIFO, short vs long-term rates, worked examples, the per-wallet rule, and which IRS forms to file — all in one walkthrough.

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Cardano

Cardano (ADA) Tax Guide 2026: Staking, DeFi & Catalyst

ADA staking pays ~73 taxable events a year. The delegation model, why withdrawing rewards isn't taxable, SundaeSwap/Minswap DeFi, Catalyst grants, and the per-wallet rule.

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Binance

Binance Taxes 2026: Does Binance Report to the IRS?

Binance.US reports via 1099-DA and 1099-MISC — but global Binance.com doesn't serve US users. The cost basis trap, Convert feature tax, staking, and backup withholding explained.

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Solana

Solana Tax Guide 2026: SOL Staking, Airdrops, NFTs & DeFi

SOL staking pays 120+ taxable events a year. Airdrops, liquid staking (mSOL/jitoSOL), Jupiter swaps, NFTs, memecoins, and the per-wallet rule — all explained with examples.

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Compare

Best Crypto Tax Software 2026: Koinly vs CoinLedger vs CoinTracker

Honest comparison of the top crypto tax tools — pricing, features, DeFi support, and which fits your needs. Plus when a free calculator is all you need.

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Kraken

Kraken Taxes 2026: Does Kraken Report to the IRS?

Yes — via Form 1099-DA, 1099-MISC, and 1099-INT. The cost basis trap, covered vs non-covered assets, how to file Form 8949, and how to avoid overpaying.

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Coinbase

Coinbase Taxes 2026: Does Coinbase Report to the IRS?

Yes — via Form 1099-DA and 1099-MISC. What Coinbase tells the IRS, the cost basis trap that makes you overpay, how to file Form 8949, and how to avoid a CP2000 notice.

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Basics

How Is Crypto Taxed in 2026? Taxable Events Explained

Beginner guide: when you pay crypto tax vs when you don't. Selling, trading, spending, and earning crypto explained simply with worked examples and 2026 rates.

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Florida

Florida Crypto Tax 2026: Zero State Tax + Miami Crypto Hub

Florida has zero state income tax on crypto. Federal rates, Miami crypto hub, mining tax, sales tax rules, and how Florida residents save up to 13.3% vs California.

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New York

New York Crypto Tax 2026: State + NYC Rates Up to 14.776%

New York taxes crypto gains as ordinary income up to 10.9% state plus 3.876% NYC local. Complete 2026 guide with BitLicense rules, worked examples, and legal strategies.

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Texas

Texas Crypto Tax 2026: Zero State Tax (Complete Federal Guide)

Texas has zero state income tax on crypto in 2026. Complete guide to federal crypto tax for Texas residents, including mining tax rules, 1099-DA reporting, and worked examples.

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California

California Crypto Tax 2026: The 13.3% Trap

California taxes crypto gains as ordinary income up to 13.3% — no long-term rate. Worked examples, legal strategies, and Form 1099-DA / FTB reporting from 2026.

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Bitcoin

How to Calculate Bitcoin Taxes 2026: Step-by-Step

Step-by-step Bitcoin tax calculation for 2026 — cost basis, proceeds, holding periods, 2026 IRS rates, state tax, NIIT, and worked examples.

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Capital Gains

Crypto Capital Gains Tax Calculator: How It Works 2026

How a crypto capital gains tax calculator works in 2026 — formulas, US/Canada/UK rates, cost basis methods, and what every calculator must handle.

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Cost Basis

FIFO vs LIFO vs HIFO: Crypto Cost Basis Methods 2026

How the three crypto cost basis methods work, the new per-wallet rule, IRS Notice 2026-20, Form 1099-DA, and which method saves you the most tax.

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Airdrops

Crypto Airdrop Tax 2026: US, UK & Canada Guide

How crypto airdrops are taxed in 2026 — IRS rules, HMRC treatment, CRA rules, the airdrop tax trap that costs holders thousands, and Form 1099-DA matching.

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