A fast, private estimator for freelancers and investors in the US, Canada & UK. Capital gains, staking, DeFi, self‑employment tax, and quarterly payments — calculated in seconds.
No spreadsheets, no jargon. Enter what you earned, and get an estimate built on current tax brackets.
Add capital gains, staking, freelance pay, mining or DeFi rewards. Rough numbers still work.
Choose the US or Canada and your state or province. Federal plus a regional estimate is applied.
See total tax, your effective rate, and exactly how much to set aside each month and quarter.
A quick orientation so the numbers above actually make sense. General information, not advice.
The IRS treats crypto as property. Selling or trading triggers capital gains. Crypto earned from work is ordinary income and may owe 15.3% self-employment tax on top.
The CRA usually treats disposals as capital gains, with 50% of the gain taxable. Crypto earned as business or freelance income is generally fully taxable.
HMRC treats crypto as a chargeable asset. Gains above £3,000 per year are taxed at 18% (basic rate) or 24% (higher rate). From January 2026, UK exchanges report directly to HMRC under CARF.
Short answers to what people ask most about crypto taxes.
It gives a solid estimate using current federal brackets and a simplified state/provincial layer. Real returns include deductions, credits and cost-basis details this tool doesn't capture, so treat it as planning guidance — not a filed return.
No. Every calculation runs entirely in your browser. Nothing is sent to a server, saved, or shared. Refresh the page and it's all gone.
In the US, crypto held over a year before selling qualifies for lower long-term capital gains rates. Held a year or less, it's taxed as ordinary income at your regular bracket.
In the US, crypto earned for work counts as self-employment income. On top of income tax you generally owe 15.3% self-employment tax (Social Security + Medicare), which this tool includes.
This version uses 2026 tax-year brackets. Rates and thresholds change yearly, so figures for earlier years will differ slightly.